YOU & The Affordable Care Act... A Must READ!

The Affordable Care Act Becomes Law

On March 23, 2010, President Obama signed the Affordable Care Act. The law puts in place comprehensive health insurance reforms that will roll out over four years and beyond.

Coming in 2013: The Health Insurance Marketplace

Individuals and small businesses can buy affordable and qualified health benefit plans in this new transparent and competitive insurance marketplace. Open enrollment begins in the Fall of 2013.

Affordable Insurance Exchanges are designed to make buying health coverage easier and more affordable . Starting in 2014, Exchanges will allow individuals and small businesses to compare health plans, get answers to questions, find out if they are eligible for tax credits for private insurance or health programs like the Children’s Health Insurance Program (CHIP), and enroll in a health plan that meets their needs.

An Exchange Can Help You

• Look for and compare private health plans.

• Get answers to questions about your health coverage options.
• Find out if you’re eligible for health programs or tax credits that make coverage more affordable.
• Enroll in a health plan that meets your needs.

States across the country are working to implement the health care law. States can apply for Exchange grants through the end of 2014. Visit the map to learn more about Exchange grants in your state.

What This Means for You

• For individuals and families, the Exchange is a single place where you can enroll in private or public health insurance coverage.
• For small employers, the Exchange is a way to level the playing field, where you have better choice of plans and insurers at a lower cost, the way larger employers do now.

For More Information

• Find detailed technical and regulatory information on Affordable Insurance Exchanges.

• Other State-Approved Affordable Options For Health Insurance - www.insurance-penniesfordollars.webs.com
• HealthCare Blog: See recent posts about Exchanges.
• Fact Sheets: Find the latest information on Exchange implementation.
• Learn more about Exchanges and Essential Health Benefits.
• Report: States Moving Forward to Implement Affordable Insurance Exchanges (PDF - 116 KB).
• Use our interactive FAQ tool to find answers to insurance coverage-related questions or ask your own